.cta-note{color:var(--muted);max-width:46rem;margin:10px 0 0;font-size:14px;line-height:1.5}.cta-note a{color:var(--blue);font-weight:700}.ficha-top .cta-note{color:#b9cde3}.ficha-top .cta-note b,.ficha-top .cta-note a{color:#fff}.ficha-grid{grid-template-columns:minmax(0,1fr) 340px;align-items:start;gap:28px;padding:36px 0 64px;display:grid}.ficha-main>section{margin-bottom:44px;scroll-margin-top:110px}.ficha-main h2{color:var(--navy);margin:0 0 14px;font-size:26px}.ficha-main h3{color:var(--navy);margin:18px 0 8px;font-size:18px}.ficha-main p{line-height:1.55}.side-cta{color:#fff;background:linear-gradient(#0b4f8a,#1478d4);border-radius:16px;padding:28px}.side-cta h2{margin:0 0 8px}.side-cta p{color:#d7e6f5}.aside{flex-direction:column;gap:14px;display:flex;position:sticky;top:104px}.aside .side-cta{padding:22px}.aside .side-cta .btn{width:100%}.aside .side-cta p{margin:0 0 12px;font-size:14px}.aside-card{border:1px solid var(--line);background:#fff;border-radius:16px;padding:18px 20px}.aside-card h3{letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 8px;font-size:13px}.aside-card ul{color:#2b3c4e;margin:0;padding-left:18px;font-size:14px;line-height:1.55}.aside-card p{color:#2b3c4e;margin:0;font-size:14px;line-height:1.5}.aside-card a{color:var(--blue);font-weight:700}.seg{grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:18px;display:grid}.seg label{cursor:pointer;display:block;position:relative}.seg input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.seg .opt{border:2px solid var(--line);background:#fff;border-radius:12px;flex-direction:column;gap:4px;height:100%;min-height:76px;padding:12px 14px;transition:border-color .2s,background .2s;display:flex}.seg .opt b{color:var(--navy);font-size:15px}.seg .opt span{color:var(--muted);font-size:13px}.seg input:checked+.opt{border-color:var(--blue-bright);background:var(--blue-soft)}.seg input:focus-visible+.opt{outline:3px solid var(--blue-bright);outline-offset:2px}.steps{counter-reset:s;gap:12px;margin:0;padding:0;list-style:none;display:grid}.steps li{border:1px solid var(--line);counter-increment:s;background:#fff;border-radius:14px;grid-template-columns:44px 1fr;gap:14px;padding:16px;display:grid}.steps li:before{content:counter(s);background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:44px;height:44px;font-size:18px;font-weight:800;display:grid}.steps b{color:var(--navy);margin-bottom:4px;font-size:17px;display:block}.steps p{color:#2b3c4e;margin:0;font-size:15px;line-height:1.5}.steps .tags{flex-wrap:wrap;align-items:center;gap:8px;margin-top:8px;display:flex}.checklist{gap:8px;margin:0;padding:0;list-style:none;display:grid}.checklist li{border:1px solid var(--line);background:#fff;border-radius:12px}.checklist li[hidden]{display:none}.checklist li.extra{border-left:4px solid var(--blue-bright)}.checklist label{cursor:pointer;grid-template-columns:24px 1fr;align-items:start;gap:12px;padding:12px 14px;display:grid}.checklist input{width:22px;height:22px;accent-color:var(--blue-bright);margin:2px 0 0}.checklist b{color:var(--ink);font-size:15px;display:block}.checklist span{color:var(--muted);font-size:13px;line-height:1.4}.checklist input:checked~div b{color:var(--muted);text-decoration:line-through}.progress{color:var(--muted);align-items:center;gap:12px;margin:0 0 12px;font-size:14px;display:flex}.progress .bar{background:#e3eaf1;border-radius:999px;flex:1;height:8px;overflow:hidden}.progress .bar i{background:var(--ok);width:0;height:100%;transition:width .3s;display:block}.faq details{border:1px solid var(--line);background:#fff;border-radius:12px;margin-bottom:8px}.faq summary{cursor:pointer;color:var(--navy);justify-content:space-between;align-items:center;gap:12px;min-height:44px;padding:14px 16px;font-weight:700;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--blue);flex:none;font-size:22px}.faq details[open] summary:after{content:"–"}.faq .a{color:#2b3c4e;padding:0 16px 16px;font-size:15px;line-height:1.55}.faq .a p{margin:0 0 8px}.faq .a a{color:var(--blue);font-weight:700}@media (width<=980px){.seg{grid-template-columns:1fr}.ficha-grid{grid-template-columns:minmax(0,1fr)}.aside{position:static}}@media (width>=981px) and (width<=1180px){.seg{grid-template-columns:1fr 1fr}}@media (prefers-reduced-motion:reduce){.progress .bar i{transition:none}}